Im new to maplestory

Isnt 60 dex a little low for someone who has no knowledge of acc equips, ir maple weapons or zhelms etc?

It could be, but adding more dex is always easier than taking it away. I started out unfunded and even though I did gacha once, from levels 70 to 85, training at fog, h.voodoos and then wolf spiders( all which have low acc requirements) I was able to make over 120m just from training. 120m easily buys you a zhelm and a dex overall if you need it. With the rohen out now, a lot of people use that until 80, and earning enough mesos to buy a helm later.