How would you build a character?

Thats mesos and Cash. Not your conversion rate, though you can use whichever kind of budget you want to make it more realistic. Those were set up just to help get a general idea of scale.

And Jesus What the Flying Banana Christ what happened to MSEA. lol.

Asiasoft happened. I had to use both because as you can see from the ring example it would not have been possible to stick to just one to minimize spending on either side, and the conversion is just there to emphasize how little I would actually get if I had only 100k @-cash in comparison to 100k NX, even though 100k NX is actually worth more.