2013-01-02, 12:07 PM
[COLOR="#cc8899"]A method that works for a lot of people is to take a percentage (say 20%) of any income they get and immediately throw it into a savings account. For paychecks, this gets them used to only spending 80% of their pay and they tend to almost forget about the other 20%. It's easier when the money isn't in your checking account for instant use as well.
Asking "do I really need this?" when you're about to buy something is a good idea too. Shop around for cheaper prices when you can.
Most importantly, have fun. Don't try so hard to save money that you're not enjoying yourself. Buy Taco Bell once in a while, or go see a movie, etc. Choose an amount you think is reasonable and make that your entertainment/free spending budget, money that you can spend without feeling like it's wasted.[/COLOR]
Asking "do I really need this?" when you're about to buy something is a good idea too. Shop around for cheaper prices when you can.
Most importantly, have fun. Don't try so hard to save money that you're not enjoying yourself. Buy Taco Bell once in a while, or go see a movie, etc. Choose an amount you think is reasonable and make that your entertainment/free spending budget, money that you can spend without feeling like it's wasted.[/COLOR]